Debunking 5 Secured Credit Card Myths

When it comes to secured credit cards, many myths abound. From “they’re only for people with bad credit” to “they’re more expensive than unsecured cards”, you can’t always distinguish the truth from the lie. Worry not. I’m debunking the most common secured credit card myths.1. Secured Cards are a Bad Credit StigmaThink a secured card [...]

What Do You Mean By A Secured Credit Card?

Secured credit cards are another very popular breed of credit cards. Secured credit cards, as their name suggests, are secured. Well, they are secured for the credit card supplier, really. Secured credit cards require you to open an account with the credit card supplier and maintain some cash balance in that account. This cash balance [...]

Capital One Secured Credit Cards: Good Choice For Bad Credit

Never mind the story behind the name. There’s an obvious reason it’s called Capital One, and one of them is that it’s the credit card of choice for people with huge need for capital.Since its creation in 1995, Capital One has become a successful financial service provider. The global company maintains operations in various countries. [...]

Secured Credit Cards – Getting a Student Credit Card

If you are considering applying for a student credit card, you will most likely be applying for secured credit cards. Secured credit cards are a way of borrowing against collateral. The collateral is in a bank account that is held by the credit card company that issues the student credit card. It is easy to get [...]

Annual Credit Report: for Your Financial Security

Annual credit report shows in detail the repayment pattern of a consumer towards the lenders to which he owes money. The annual credit report is the indicator of your borrowing and repaying habits for a particular year which acts as a guide for lenders while verifying your loan application. Through this annual credit report you [...]


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